Release the Data

Government wants you in debt

Table of Contents

The Contradiction: 

  • Governments need the majority of their populations to be unhappy, unhealthy, and uninformed to maintain their existing levels of control. For example, their health system relies on people remaining unhealthy to maintain control over health structures and narratives that affect funding and treatment; their justice system relies on people remaining ignorant of their rights and remedies available to maintain control over punishment and decisions of guilt or innocence; and their education system relies on people remaining ignorant of the skills needed to take care of their primary survival needs, enabling Governments to create scarcity and competitions at times they wish to exercise more control over the population.  To encapsulate the above: the mere existence of Government is in conflict with the general wellbeing of everyone ‘under’ a Government. Any ‘crisis’ is unlikely by accident because they need them to maintain the status quo. 
  • A predominantly happy, healthy, and informed society contradicts the elements required to maintain this need for control and therefore a predominantly anxious, unhealthy and uninformed society must be maintained in order for existing power structures to remain.

The Devil’s puppets: 

  • Politicians and journalists overall, are a certain type of person, driven by ambition and the need for recognition above anything else. And they are elevated for possessing such traits because they are easily controlled.
  • Within a population of millions, the journalists you see on TV are just a minute portion of that number, but they are there because they are willing to do the dirty work on behalf of the metaphorical devil. Because they are serving on a platform that reaches millions of people, their voices appear to be too many to doubt, but this is what makes Scams work. It is called social proof, and the majority of populations fall for it.

“We now live in a nation where doctors destroy health, lawyers destroy justice, universities destroy knowledge, governments destroy freedom, the press destroys information, religion destroys morals, and our banks destroy the economy.”

- Chris Hedges, Pulitzer Prize winning journalist

Increased Money Supply causing Inflation: 

  • Money supply (M3) has expanded ~136 bn NZD in 2010 to ~427 bn NZD by Jan 2025.

  • Growth has been steady, with the steepest increases during and after the COVID-19 period.

How is Inflation proof that Government want you in debt? 

Step-by-Step: How Expanding the Money Supply Encourages Debt

1. Money Supply Increases → Interest Rates Fall

  • Central banks inject money into the economy (e.g., by buying government bonds or lowering the official cash rate).

  • This lowers interest rates — making it cheaper to borrow.

  • People and businesses are more likely to take out loans, buy homes, or invest.

💬 “Cheap money” is a strong incentive to borrow.

2. Borrowing Becomes Easier Than Saving

  • With low interest rates, savings accounts yield very little.

  • Meanwhile, the cost of servicing debt is low.

  • People are nudged to spend now, rather than save for later — especially for big-ticket items like homes, cars, or business expansion.

3. Asset Prices Rise → More Credit Demand

  • With more money chasing assets (like property or shares), prices rise.

  • This pulls people in — “If I don’t buy now, I’ll miss out.”

  • Buyers take on larger mortgages or leverage investments to keep up.

⚠️ This can create a self-reinforcing debt cycle.

. Debt Becomes a Tool to Stay Afloat

  • For many, especially during economic hardship (like COVID), borrowing became necessary — not optional.

  • Government incentives (like business loans or mortgage holidays) made it easier.

  • In this sense, new money entered the economy via debt issuance, not direct income.

So… Is That a Deliberate Strategy?

Not necessarily to trap people in debt — but:

🔍 Governments and central banks use debt-fueled growth as a core mechanism of modern economies.

Here’s why:

  • Consumer debt = more spending = more GDP.

  • Business debt = more investment and jobs.

  • Government debt = fiscal stimulus (infrastructure, services, transfers).

The system is built around credit expansion — and expanding the money supply is a key tool to keep that cycle going.

The Risk: LOSING ASSETS TO THE BANKS

If borrowing becomes the only way people can:

  • Buy homes

  • Start businesses

  • Afford education or healthcare
    …then the system institutionalizes debt dependence.

This isn’t just economic — it has social and political consequences, like rising inequality, financial stress, and reduced economic sovereignty for individuals. IT MEANS THAT TO GET OUT OF A TRICKY SITUATION, MORE RELIANCE ON GOVERNMENT IS NECESSARY.

Money Supply trend highlights going back to the 1980’s

  • Mid‑1980s to 2000: Steady growth from around NZD 48 billion to ~120 billion.

  • 2000–2010: Moderate increase to ~137 billion.

  • 2010–2020: Continued rise to ~218 billion by January 2020.

  • 2020–2025: Sharp acceleration, doubling to ~435 billion—largely reflecting post-pandemic monetary expansion.

  • Recent plateau: Growth appears to be stabilizing in early 2025.

What Happened in 2020?

New Zealand, like most countries, significantly expanded its money supply in 2020. This happened via:

  • Quantitative easing by the Reserve Bank of New Zealand (RBNZ) — buying government bonds to inject liquidity.

  • Fiscal stimulus — cash transfers, wage subsidies, and business support.

  • Ultra-low interest rates — the Official Cash Rate (OCR) was cut to a record low of 0.25%.

As a result, M3 (broad money supply) spiked sharply from ~NZD 218 billion in early 2020 to over NZD 420 billion by 2024 — almost doubling.

What Happened to Inflation?

  • Inflation in New Zealand remained low in 2020 due to weak demand and pandemic disruptions.

  • But by mid to late 2021, inflation began to rise rapidly, peaking at 7.3% in mid‑2022 — the highest in three decades.

  • It was driven by:

    • Global supply chain shocks

    • Energy and food price surges

    • Labor shortages

    • Strong domestic demand

Is There a Causal Link?

Here’s how the money supply contributed to inflation:

  1. More Money, More Demand

    • As money supply increases, more liquidity chases the same (or fewer) goods and services.

    • Households and businesses with more cash tend to spend and invest more, boosting demand.

    • If supply can’t keep up (which it couldn’t during COVID), prices rise.

  2. Asset Inflation First

    • Initially, much of the money went into housing and equities, not consumer prices.

    • NZ house prices skyrocketed between 2020–2021.

  3. Delayed Price Inflation

    • Over time, excess liquidity bled into goods and services.

    • Combined with supply constraints, this pushed up CPI inflation from 2021 onward.

Questions: 

  • What unnecessary decisions have government made that has increased the debt of New Zealanders?
  • What actions have local governments done that have increased the debt of New Zealanders?
  • Who owns the debt?
  • How have lockdowns and mandates increased national debt?
  • How has health investment increased national debt?
  • How has industry investment increased national debt?
  • How has legislative measures increased national debt?